Community finance.
One app.
Endless possibilities.
Save together, run your rosca, raise funds, and support your people — all in one secure app.
Five ways to grow
Savings, rosca, raffles, sponsorships and security
Bank-grade security
KYC-verified, isolated, and audited
iOS and Android
One account across every device
When life calls,
borrow from the circle.
Need a hand before your turn comes around? Request a loan from your house, or directly from Njangy once you meet the requirements. Low interest, clear terms, built on the trust you've already earned.
Borrow from your circle
Request a loan from the members of your house. Members approve, you repay on agreed terms, the trust that made the ROSCA work, with the transparency of an app.
Platform loans, when eligible
Consistent contributors unlock direct loans from Njangy itself, no group approval needed, rates set by your on-platform history.
Transparent terms, fair rates
See the rate, term, and total cost before you sign. No hidden fees, no compounding surprises, your circle sees exactly what you see.
Loan eligibility is determined by your contribution history and, for circle-sourced loans, your house members' approval. Interest rates and limits set by platform policy.
Your circle is waiting.
Start your first house today.
Whether you're digitizing the savings tradition that raised you or discovering community finance for the first time, Njangy takes two minutes to set up and a lifetime to outgrow.